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We provide LOANS only on jewellery

Gold jewellery, Diamond jewellery and top brand Watches.

OUR SERVICES

Pawn brooking services, allows the customer to obtain credit in the form of cash by offering valuable items such as jewelleries as security. We offer financial options to the right customers depending on their ability to service the facilities financially. We assess the customer’s applications based on their level of financial commitment and repayment affordability. If approved, we will present you with a documented loan agreement, that legally states the terms and conditions of the transaction. Once all is to both parties satisfactory, a signature is then required by the lender from the borrower to bind the agreement legal tender.

Interest rates offered are based on the amount borrowed and secured, the repayment terms are negotiated based on the amount borrowed and the length of the term in which the amount is outstanding.

At the end of the loan agreement where lender is then satisfied that all terms and conditions of the contract/s have been fully honoured. The goods or registered security items will then be returned to the customer in full and in the condition it was originally in.

**Conditions** – All loans must be secured by jewellery and are subject to a fair valuation.
Primary Documents – 70 Points
Citizenship Certificate
Current Passport
Birth Certificate
Birth Card issued by a Registry of Births, Deaths and Marriages
Expired Passport that was valid with the last 2 years
Secondary Documents – 40 Points
Drivers Licence (with photo)
Written reference from an authorised deposit taking institute (who can confirm you as a customer of at least 12 months)
Public sector employee identification card

Account Statement from an authorised deposit taking institute such as a bank, building society or credit union
A licence or permit issued by a Commonwealth, State or Territory government agency (e.g boat licence)
Public sector employee identification card
Identification card issued by a Tertiary institute
Identification card issued by a Commonwealth, State or Territory Government (e.g Healthcare Card, 18+ Card)
Secondary Documents – 35 Points
Land Titles Office
Local government land tax or rates notice
Document from the Credit Reference Association of Australia

Secondary Documents – 25 Points (Must have name and signature)
Credit Card
Medicare Card
EFTPOS Card
Marriage Certificate
Foreign Drivers Licence
NRMA, RAC, RACQ, RACV Membership Card
Record of professional or trade association membership (must also show birth date)

Secondary Documents – 25 Points (Must have name and address)
Lease or rent agreement
Utility Bill (e.g Electricity, water, phone, gas)
Document issued by the Australian Electoral Commission
Rental receipt issued by a licensed Real Estate Agent.